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Annuities can help eliminate one of your fundamental concerns: Outliving your savings. They offer you guaranteed lifetime income payments, which give you:Freedom to fulfill your retirement dreamsFinancial peace of mindFlexibility to use your cash however you choose
An annuity is an insurance plan you invest in. Your money grows tax deferred until you receive regular payments.
Unique among insurance products, annuities offer you:Guaranteed lifetime income payments that you can't outliveYour money grows tax deferred, which minimizes the taxes you have to pay when you start receiving paymentsFlexible payout options that can meet your financial needs

Determine Your Need
Who needs annuities and what are some of the most common uses of annuities? Factors to consider are your age, your retirement goals and the overall mix of your financial portfolio.